Conflict of Interest Policy

TOPSTER FINANCIAL SERVICES CC (‘the FSP’)

Introduction
In terms of the Financial Advisory and Intermediary Services Act, 2002, the FSP is required to maintain and operate effective organizational and administrative arrangements with a view to taking all reasonable steps to identify, monitor, and manage conflicts of interest. The FSP has put in place a policy to safeguard its client’s interests and ensure fair treatment of clients. The key information is summarized below. Detailed information can be obtained on request from the key individual who is responsible for monitoring and managing conflicts of interest on behalf of the FSP.

Our Objectives
Topster Financial Services CC is an authorized financial services provider (FSP), providing advice and intermediary services to our clients. Like any financial services provider, Topster Financial Services CC and its representatives are potentially exposed to conflicts of interest in relation to various activities. The FSP’s primary objective in relation to the management of conflicts of interest is to avoid conflicts where possible.

Where this is not possible, we will mitigate and manage any conflicts that may arise between the FSP and its client/s or any representatives of the FSP and its client/s. The protection of our clients’ interests is essential and so our policy sets out how:

• We will identify circumstances that may give rise to actual or potential conflicts of interest entailing a material risk of damage to our client’s interests.
• We have established appropriate structures and systems to manage those conflicts; and
• We will maintain systems to prevent damage to our client’s interests through identified conflicts.

Conflict of Interest
A conflict of interest is any situation where the FSP or any of our representatives has an actual or potential interest that when rendering a financial service to a client, its/ his or her ability to provide such service objectively is influenced or prevents the FSP or any of our representatives from rendering an unbiased and fair financial service to the client or from acting in the best interests of the client.

Identifying and Managing Conflict of Interest
The FSP strives towards ensuring it can appropriately and effectively identify and manage potential conflicts. It may manage potential conflicts through avoidance, establishing confidentiality barriers, or by providing appropriate disclosure of the conflict to affected clients.

Topster Financial Services CC is an authorized Financial Services Provider | FSP 17347
Executive Member: L. van Biljon
Company Registration No.: CK 1993/008772/23 | VAT No.: 4860173444